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HVAC
Storm damage often affects HVAC units. We coordinate insurance-covered replacement as part of your full restoration.
Hail does not stop at your roof. When a North Texas storm drops 1.5-inch stones across Plano or Cedar Park, the outdoor condenser unit sitting on the side of the house takes the same beating — and the thin aluminum fins that wrap the coil bend, flatten, and choke off airflow. A flattened coil is not a cosmetic problem. It forces the compressor to work harder against restricted airflow, which drives higher electric bills through July and August and shortens the life of a system that should have lasted another decade.
Square Construction handles HVAC replacement as part of a full storm restoration. We document coil and fin damage with timestamped photos during the same inspection that covers the roof, gutters, and siding, then present the complete scope to your insurance adjuster so one visit covers everything. The actual mechanical work is performed by licensed HVAC technicians — refrigerant handling and electrical tie-ins are not a roofer-with-a-wrench job, and we do not pretend otherwise.
We install all major residential brands — Trane, Carrier, Lennox, Rheem, Goodman, and American Standard — sized to the load of your home rather than the size of the unit that was there before. Texas homes built before 2015 are often running oversized systems that short-cycle and fail to dehumidify, and a storm replacement is the cheapest moment to right-size.
Why it matters in Texas
Texas is the HVAC-stress capital of the United States. The Dallas-Fort Worth metroplex averages 100+ days above 90°F and routinely sees 20+ days above 100°F. An HVAC system here runs 2,500+ cooling hours per year — roughly double what the same unit would see in Chicago. That's why a hail-damaged coil that a Missouri homeowner might live with for another three summers will fail in Texas by next August.
Just as important: homeowners often file roof claims and forget the condenser, then pay out of pocket two years later when the compressor gives out. Insurance carriers will generally cover storm-caused HVAC damage under the same policy and the same deductible as the roof, but only if it is documented in the original scope. Waiting is expensive.
What we do
Our Process
System Options
Trane XR / XL series
- Heavy copper coil holds up to Texas sun
- Strong dealer network in DFW
- Solid resale on listing photos
- —Higher sticker price
- —Proprietary parts on premium tiers
Best for: Homeowners planning to stay 10+ years.
Carrier Performance / Infinity
- Excellent two-stage and variable-speed options
- Quiet operation for zero-lot-line homes
- —Premium pricing
- —Variable-speed boards are expensive out of warranty
Goodman / Amana
- Best value per ton
- Owned by Daikin — readily available parts
- Strong 10-year parts warranty
- —Lower top-end SEER than Trane/Carrier
- —Some models louder at the condenser
Best for: Rental properties, budget-conscious replacements, insurance allowance stretching.
Lennox Merit / Elite
- High SEER2 ratings available
- Good dehumidification in humid Austin summers
- —Dealer-locked service in some markets
- —Parts lead times can be longer
Warranty
All new HVAC systems we install carry the manufacturer's standard parts warranty — typically 10 years on registered compressors and coils across Trane, Carrier, Lennox, and Goodman. Labor warranty on our installation is one year standard. Extended labor warranties are available from the manufacturer and from third parties; we'll quote those on request rather than marking them up as a surprise line item.
Pricing
Residential condenser-and-coil replacements in the DFW and Austin markets typically run in the mid-four to low-five figures depending on tonnage, SEER rating, refrigerant type (R-410A vs. R-454B), and whether ductwork or line sets also need work. When the replacement is part of an approved storm claim, most homeowners pay only their deductible. Cash-pay pricing varies by unit selection — we give you a fixed written quote before any work begins, and we do not mark up the insurance allowance.
Common Questions
Is HVAC damage really covered under my homeowners' policy?
In the vast majority of Texas HO-3 policies, yes — hail-damaged condenser coils and fins are a covered peril. Coverage is for the sudden storm event, not for age-related wear. We document strike patterns and fin damage clearly so the cause is unambiguous.
My AC still runs. Is the coil actually damaged?
A hail-damaged unit usually still runs for a while — that's the problem. Bent fins restrict airflow, the compressor overheats slowly, and the system fails in the worst week of August. An inspector can spot coil damage in five minutes even when the system appears fine.
Do I have to use the same brand and tonnage?
No. The insurance payout is typically based on like-kind-and-quality replacement, but you can upgrade tonnage, SEER rating, or brand and pay the difference. We'll show you what fits inside the allowance and what a step up would cost.
Who actually does the install — a roofer?
No. HVAC work is performed by licensed HVAC technicians. Square coordinates the scope and schedule, but refrigerant recovery, brazing, and electrical tie-ins are done by the mechanical trade, not our roofing crews.
What about the new R-454B refrigerant rules?
As of 2025, new residential systems sold in the US use R-454B instead of R-410A. We'll walk you through whether your existing line set is compatible or needs replacement — it's usually a straightforward decision at the time of install.
Is HVAC damage covered by insurance?
Hail-damaged condenser coils and fins are typically covered. We photograph and document all impacts before filing.
Free Inspection
No cost, no obligation. We assess your property and tell you honestly what you need.
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